Trusted Experience. Mortgage Solutions for All.
29 Years Helping Families Finance their Homes
Tim Horr
Mortgage Loan Originator NMLS #226058
Powered by Edge Home Finance, LLC #891464
For nearly three decades, I have helped homebuyers and homeowners navigate one of life’s biggest financial decisions. As a mortgage loan originator powered by Edge Home Finance, LLC I have access to a wide network of lenders, allowing me to find financing solutions tailored to each client’s needs rather than offering only one company’s products.
Whether you are purchasing your first home, upgrading, refinancing, or investing, my focus has always been simple: honest advice, responsive communication, and finding the right mortgage - not just any mortgage.
Trusted Mortgage Advisor for 29 years
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Competitive Rates
I have access to competitive mortgage rates from a network of trusted lenders. As an independent mortgage loan originator, I shop multiple lending partners to help find a loan that fits your financial goals—not just the products offered by a single bank.
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Personalized Service
You're more than just a loan application. I take the time to understand your unique financial situation, answer your questions, and guide you through every step of the mortgage process with honest advice and responsive communication.
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More Lenders
More lenders means more possibilities. Whether you're a first-time homebuyer, refinancing, purchasing an investment property, or looking for a specialized loan program, I offer a wide variety of mortgage solutions to help meet your needs.
Loan Programs
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Buying your first home can feel overwhelming, but it doesn't have to be. I will guide you through the process, explain your financing options, and help you find a loan that fits your budget and goals.
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A popular choice for many homebuyers, conventional loans offer flexible terms and competitive interest rates for qualified borrowers purchasing or refinancing a home.
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Available to eligible veterans, active-duty service members, and certain surviving spouses, VA loans offer valuable benefits such as competitive rates and flexible qualification requirements.
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Ideal for financing higher-priced homes, jumbo loans provide borrowing amounts above conventional loan limits. I will help you navigate the qualification process and find a jumbo loan solution that fits your homebuying goals.
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Backed by the Federal Housing Administration, FHA loans are designed to help borrowers with lower down payments or less-than-perfect credit achieve homeownership.
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USDA loans help eligible buyers purchase homes in qualifying rural and suburban areas, often with no down payment required for those who meet income and property eligibility guidelines.
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Whether you're looking to lower your monthly payment, shorten your loan term, or access your home's equity, refinancing may help you achieve your financial goals.
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A reverse mortgage can help eligible homeowners age 62 and older access a portion of their home equity while continuing to live in their home. I will help you understand the benefits, requirements, and whether this option aligns with your financial goals.
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Whether you're purchasing your first rental property or expanding your real estate portfolio, Tim can help you explore financing options designed for investment properties.
Not sure which loan program is right for you? I will review your goals and help you determine the financing option that best fits your needs and budget. Schedule a consultation today to get started.
What My Clients Say About Me
“My experience with Tim was amazing. His years in the business helped me navigate the buying process in Florida. I would use him again in a heartbeat!”
— Landon B
“Tim communicated with clients and myself regularly. He went above and beyond making sure this transaction went smoothly and efficiently. He came to the closing and made my Buyers feel very special.”
— Irina L
“I had the pleasure of working with Tim and the experience was outstanding. His expertise and professionalism was evident throughout the process. Tim was highly responsive, addressing all my questions promptly and guiding me through each step with clarity. He secured the best loan terms for me and made the entire process efficient and stress-free. I felt like I had a dedicated financial partner who genuinely cared about my well-being.”
— Jackson B
Get in Touch
Not sure where to start? Set up a free consultation today–I’d love to help.